Fire Sprinkler Insurance Program

RISC has serviced the insurance needs of the Fire Sprinkler industry since 2003. Eligible operations include system design, fabrication, installation, inspection, testing and maintenance of water based systems and chemical/special systems. Available nationwide except in Alaska, Hawaii, New York State, and Cook County, Illinois.

General Liability & Excess Liability

  • $1,000,000 Per Occurrence
  • $2,000,000 Aggregate
  • $2,000,000 Products/Completed Ops Aggregate
  • $100,000 Fire Damage Legal Liability
  • $5,000 Medical Payments
  • $2,500, $5,000 or $10,000 PD Deductible, Per Occurrence
  • Umbrella/Excess Limits

Special Extensions Available

  • Additional Insured (as required by contract)
    • "Automatic" where required by written contract
    • Scheduled Entities where needed
  • Scheduled Waiver of Subrogation (as required by contract)
  • Per Job Aggregate
  • Employee Benefits Liability
  • Primary/Non-Contributory Wording Available

Submission Requirements

  • ACORD Application and RISC Supplement
  • Loss Runs 5 years currently valued and dated within 90 days and details of losses over $10,000
  • 2 year job list and/or current certificate holders list
  • New business and less than 5 years, need owner's resume

Supplemental Application



Chris Kinson Send an email