Fire Sprinkler Insurance Program

RISC has serviced the insurance needs of the Fire Sprinkler industry for over a decade. Eligible operations include system design, fabrication, installation, inspection, testing and maintenance of water based systems and chemical/special systems. Available nationwide except in Alaska, Hawaii, New York State, and Cook County, Illinois.

General Liability & Excess Liability

  • $1,000,000 Per Occurrence
  • $2,000,000 Aggregate
  • $2,000,000 Products/Completed Ops Aggregate
  • $100,000 Fire Damage Legal Liability
  • $5,000 Medical Payments
  • $2,500, $5,000 or $10,000 PD Deductible, Per Occurrence
  • Umbrella/Excess Available

Special Extensions Available*

  • Additional Insured/Waiver of Subrogation
    • "Automatic"
    • Scheduled Entities
  • Per Job Aggregate
  • Employee Benefits Liability
  • Primary/Non-Contributory Wording Available
  • Design Liability

* as required by contract

Submission Requirements

  • ACORD Application and RISC Supplement
  • Loss Runs 5 years valued and dated within 90 days and details of losses over $10,000
  • 2 year job list and/or current certificate holders list
  • New business and less than 5 years, need owner's resume

Supplemental Application



Chris Kinson Send an email