Land Improvement Contractors Business Insurance Solutions

The land improvement segment of the heavy construction industry consists of many diverse operations. Many land improvement contractors are former farmers who may still farm on a part time basis. Many are relatively small contractors with very expensive equipment. Due to their farming background, many contractors are located in remote areas. Contractors are primarily engaged in irrigation, drainage system construction, excavation, and terracing of land. Any construction which involves the movement and improvement of land may be performed by a land improvement contractor.

• Backed by an Insurance Carrier with Excellent Financial Strength
• Nationwide except 5 Boroughs of New York and Cook County, Illinois

General Liability

• $1,000,000 Per Occurrence
• $2,000,000 Aggregate
• $2,000,000 Products Aggregate*
• $100,000 Fire Damage Legal Liability
• $1,000, $2,500, $5,000, or $10,000 PD Deductible, Per Occurrence

*Limits may vary by state. Contact your underwriter for specifics.

Premium Financing

• Premium financing is available for all lines.

Special Extensions Available

• Blanket Additional Insured, full products available
• Per Job Aggregate
• Blanket Waiver of Rights
• Employers Benefits Liability

Umbrella

Up to $25,000,000 available, submit for quote.

Submission Requirements

• ACORD Applications
• Supplemental Application signed by Insured and Agent
• Loss Runs — 5 years currently valued and details of losses over $10,000
• 2 year job list
• Expiring declarations page and rating worksheet
• 5 years premium, payroll, receipts

Program Website:

Land Improvement Contractors of America (LICA)