High-value Homeowners' Product
RISC Home Select is a homeowner’s insurance product designed specifically for homes and condos over $250,000 in value located throughout the United States. Primary and vacation homeowners will now have access to coverage in areas where it may normally be difficult to obtain property insurance. RISC Home Select can also cover homes in the course of construction, vacant, corporately or estate owned, as well as homes located in the high risk areas such as:
- Coastline
- High winds
- Brush fires
- Floods or rising water
- Earthquake
- PC 9 or 10
This product is a direct effort to give peace of mind to those in these high risk areas. We are targeting to homeowners with the following credentials:
- Owned property with a dwelling value in excess of $250,000 with a total insured value of up to $10,000,000*
- Liability limits up to $1,000,000
- Personal Articles Floater up to $250,000*
RISC Home Select is an exclusive product designed through a partnership with Lonmar Global Risks, an International Insurance and Reinsurance Broker, and the Sagicor Syndicate at Lloyd’s.
*Higher limits available with referral
For more information, please email Chris Hayes at RISC 
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